SECURITY & COMPLIANCE
Trust is part of the infrastructure.
Identity checks before activation, not after fraud.
PREVENT BEFORE ACTIVATION
Security
99.7% fraud detection rate. Screen KYB/KYC before payment activation. Check for shell entities, synthetic IDs and owner mismatches.
01
KYB business verification
Business identity verification
100%
02
UBO owner screening
Beneficial-owner screening
98%
03
Bank account match
Account ownership verification
95%
TOKEN-FIRST ARCHITECTURE
Privacy
Keep raw card data off your servers with tokenized checkout. Target PCI DSS SAQ-A scope with hosted fields and token-only storage. SOC 2 Type II certified.
ALWAYS AUDIT-READY
Compliance operations
Monitor portfolios in real time. Maintain 100% audit-trail coverage. Export 15+ regulatory report formats. Log onboarding, monitoring and escalation events.
FULL-LIFECYCLE CONTROL
Portfolio Risk Intelligence
01
Pre-onboarding screening
Validate MCCs. Check prohibited categories. Score risk.
02
Transaction monitoring
Apply velocity limits. Detect geographic anomalies. Check amount thresholds.
03
Non-compliant action
Suspend accounts. Hold payouts. Offboard merchants. Log actions.
04
Restricted category blocklist
Block at application.
TODAY / NEXT / FUTURE
QuantumPay licensing roadmap
01
01 / Today
Strategic partnership with a licensed MSB holder.
02
02 / Registration
FinCEN registration.
03
03 / Licensing
State MSB licenses.